Finance

Best Kia Finance Center in Clermont, FL

Quality Financing for New and Certified Pre-Owned Kia Models

Why Stop by Kia of Clermont?

The team at Kia of Clermont, Clermont, FL, welcomes you to our website. If you are keen on affordable Kia finance deals for your new model, then you are at the right spot! We are a finance team that focuses on assisting car lovers in Clermont, Miami, and Orlando in getting approved for auto loans and lease deals with friendly rates.

When it comes to financing, we understand that there is no “one product fits all.” So, to meet the demands of our esteemed customers in Clermont and nearby areas, we offer a variety of extensive, flexible financing options as well as quality and reliable customer service that will leave everyone satisfied and impressed.

Our certified pre-owned inventory houses reliable Kia vehicles and models from reputable brands worldwide, which are available at lower prices. In addition, we will streamline the entire finance process for you and offer new and CPO vehicle specials so you can get behind the wheel of your dream Kia without hurting your pockets.

Whether you have been turned down by other lending companies due to bad credit or you find the financing process challenging and too complicated, we are the right team for you. It takes only a visit to our finance center to access our customer-oriented and affordable financing solutions for Kia drivers in Clermont and nearby areas. Our ever-smiling finance experts will streamline your finance process by guiding you on how to use our online financing tools and answer any question you have in mind. Then, we will deep-dive into the market to provide available finance deals you can easily afford. Please read on to intimate yourself with important details about auto loans and leases. Afterward, schedule an appointment with us to explore our services further.

What You Should Know about Auto Loans

A popular financing option most shoppers consider is the auto loan. You are expected to make monthly payments spread across a specified time frame. When you complete your payment on the vehicle, it becomes yours entirely, and you can do whatever you please with it.

However, the downside is that you, as the owner, will suffer the depreciation that hits new cars as soon as they leave the dealer’s lot. While that may affect your vehicle’s resale value in the future, going for a quality model that can retain its value will give you an advantage during a sale or a trade-in.

handing car keys to another person

Pros and Cons of a Car Lease

While auto loans come with higher monthly payments, leases require cash upfront (sometimes) and subsequently lower monthly payments. Moreover, it makes shopping much more flexible as you can purchase expensive, better-equipped models of your choice, avoiding the losses that follow when your leased vehicle plummets in value.

As expected, it also has some cons. For instance, you will have to pay extra charges for excessive wear and tear and excess mileage on your lease return. You would also have to keep making payments for as long as you lease the car.

Finance Your Vehicle Without Going Through the Stress

Our team at Kia of Clermont will customize our approach based on your needs and budget to help ensure you leave our lot with a vehicle to your name. If you are ready to enjoy our convenient Kia leases and loan options for your next vehicle, visit our finance page to estimate your monthly payments using the available calculator. Doing this will help you know your purchasing power so you can choose models that suit your budget.

If you still find it challenging to decide on your next step, our finance experts will be there with you every step, so you have nothing to worry about. We will enlighten you on factors like insurance rates and loan terms and how they determine if a deal is the best fit for you.

Then, you can make an informed decision on your dream car by exploring our virtual showroom of new and certified pre-owned Kia models for sale in Clermont, FL.

After selecting your preferred model, make a quick credit application. Our online team will review your credit scores and get you approved for available Kia financing options quickly. At this point, you are free to visit our dealership for an engaging test drive.

Enjoy a Convenient Shopping Experience at Kia of Clermont

Are you looking for a dealership with an enviable financing history? Our Kia dealership in Clermont, FL, is the right place for you. We are renowned for supplying modern drivers with top-of-the-line new Kia models at competitive pricing. Whether you want the race-winning 2022 Kia Stinger or the spacious 2022 Kia Sorento, or the adventuresome 2022 Kia Soul, we have them all – and are confident of finding the perfect model for your driving culture. Shoppers who desire sporty and eco-friendly gas-electric SUVs can also check out the 2022 Kia Niro as well as other PHEVs in our inventory. You can also contact our team to learn how you can save more money on other iconic models like the 2022 Kia K5, 2022 Kia Forte, and more.

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